0% Finance Service

We know some of you would prefer to split your payments over 12 months, which is why we work with one of the UK’s finest finance providers to help you easily purchase the OTTYwith 0% APR.

Working with DivideBuy you’re able to get all the benefits of the OTTY, including the 100-night trial and award-winning night’s sleep, without paying a penny more than you would if you paid up front.

DivideBuy is an interest-free credit provider. The company allows you to spread the cost on one or multiple qualifying items online by simply clicking the DivideBuy button at the checkout stage. You can choose instalment options from 3 to 12 months depending on the value of your purchase and the retailer.


How Do I Qualify?

As DivideBuy is a lender, it has control of whom it lends to, without the restrictions that brokers have. This means DivideBuy looks at your ability to pay now, rather than just your credit history. Because of this, DivideBuy have a 96% approval rate.

How Do I Apply For Payment Via DivideBuy?

When you select the DivideBuy option at the checkout, you’ll be redirected to complete an application on their website. Your application will take just 60 seconds to complete and DivideBuy will provide an immediate decision allowing you to complete your purchase. Once approved, you electronically sign your agreement and get redirected back to our website to confirm your order.

How Many Months Can I Split My Payment Over?

You can select to split your payment over 3,6,9 and 12 months.

Do I Need to Pay A Deposit?

Yes and no. Many people can pay a deposit or you can choose not to.

However, some people may be instructed that they must to pay a deposit. This is due to the credit decision, which is calculated based on several factors including your credit score, order total and credit term. A deposit is taken from the overall total to reduce the monthly instalment and make them a more manageable size.

Can I Pay Off My Remaining Balance Early?

Yes, full or part payments can be made at any time online via the Customer Account Portal or by contacting the DivideBuy customer service team. You can choose to pay a specific monthly instalment or to reduce the remaining instalment amounts. There are no additional charges for early repayment.

Can I Use A Discount Code With DivideBuy Payment?

You sure can.

When Will The First Instalment Be Taken?

The first instalment will be taken at the point of purchase.

What If I Need To Change My Delivery Order?

DivideBuy will need to approve any deliveries to addresses other than the application address. Without their approval, we will not be able to ship to a different address. To have the goods delivered to another address, once you have placed the order, you need to contact DivideBuy directly (T: 0800 085 0885 E:customerservice@dividebuy.co.uk) and enquire about the address change for your order. Once approved, they will inform us of this and we can arrange the delivery for you.